Meet the Team 

We believe in strengthening our team’s personal performance through constantly educating
ourselves on win-win opportunities, while providing clients with the resources
they need to reach their goals.


With over 25 years of experience in the mortgage banking industry, Frank Williams has established himself as the venerable choice for even today's savviest buyers. Originally, Frank began his real estate finance career in 1990 with an emphasis in Wholesales Mortgage Banking. His expertise and excellent customer service allowed him to grow quickly within the industry. In less than 10 years, Frank helped secure over $500 million of funding for various projects, as an Area Sales Manager for New Century Mortgage Corp. from 1998-2007.

Through his unparalleled success and tireless work ethic, Frank has developed a track record for bringing his client's dreams to fruition. So, it came as little surprise that, just as many mortgage professionals were exiting the industry after the market credit crisis of 2007, Frank saw it as an opportunity to expand. Shortly thereafter, he founded Capital Direct Funding in 2009.

By believing not only in building for his family's future, but for his client's as well, Frank utilized his vast experience to create a truly unique financing option. Today, as Co-founder and Divisional Manager, Frank has made Capital Direct Funding into California's premier private lending firm through his continued commitment to help his clients succeed.

LinkedIn >

Facebook >



As a leader in the lending community, Sandra Williams has established herself as a premier, bilingual financial expert that puts her clients first. She is the Co-founder and President of Capital Direct Funding, Inc., a family owned private money lending company based in Los Angeles. Sandra is integral in every facet of the business, including managing finances, investments, and business operations. In doing so, she's driven to help her clients achieve their dreams by utilizing private investor capital to fund investment properties in Southern California, as well as other major metro areas.

Preceding her career in mortgage lending, Sandra received her Bachelor of Arts degree in Gender Studies from the University of La Verne, and completed her Master's degree in Global Politics at the University of Southampton in the United Kingdom. Her extensive education and internationally renowned studies reflect her passion in best serving and understanding others, which ultimately spurs personal growth and accelerates the success of her clients.

LinkedIn >

Facebook >



As an account executive for Capital Direct Funding, Inc., Francisco is a leader in offering effective programs for Realtors, Asset Managers, Probate Attorneys, Commercial Developers, and Distressed Acquisition Specialists for residential and commercial transactions. His uncanny ability to oversee a wide range of logistics, even in the most complex transactions, has made him a trusted confident for clients and private lenders alike.

Prior to his work with Capital Direct Funding, Francisco completed his Associate's degree at Mt. San Antonio College, then went on to receive his Bachelor of Arts degree in International Studies, with a minor in Political Science, from the University of California, Irvine.

Today, through his mortgage expertise and hands-on client support, Francisco is an essential part of the Capital Direct Funding team.

LinkedIn >

Facebook >



With over 13 years of experience in mortgage lending, Karla has the expertise and skill-set to masterfully manage even the most complex transactions. As an Account Manager for Capital Direct Funding, Inc., Karla is responsible for the management of sales and customer relations.

Karla's a certified CDF loan processor with experience in Conventional, VA and FHA loans. Her advanced training in processing software, in-depth knowledge of every type of lending program, and expertise in understanding the specific nuances of each transaction, allows her clients to rest assured that they're in the best of hands at all times.

Karla's personable and warm demeanor extends from her family oriented lifestyle. As the mother of two children, Damien (17) and Giovanni (3), she knows how to put family first and treats others similarly, while helping to create win-win solutions for clients and lenders.

LinkedIn >

Juan Nunez Williams | Broker
BRE#01115216 | NMLS# 342292